Accepting payments on your Rails application is a breeze with the right Rails gems. Once you add one of the top gems to your site, you can turn your ecommerce site into a money-making machine. Each of the five top gems is a great option, so choose the one that fits best with your site.
Active Merchant is possibly the most popular of the payment gems. Extracted from Shopify, this gem has been around since 2006. By offering a consistent interface across various gateways, it manages to be easy to use and effective. You can use this as a plugin or as a standalone library. Once activated, it will handle your credit cards and payment processors.
If you install the Stripe gem, you can interact with Stripe.com. This site is full of features that make it easy to process payments. Stripe Checkout provides customizable payment flow for both desktop and mobile users, while Stripe.js keeps credit card details secure during the transmission process. The site also supports Apple Pay, Android Pay, and Amex Express Checkout. All of these features will help you create a robust eCommerce site.
If you want to accept PayPal payments with your Rails application, consider the PayPal Express gem. This gem supports instant and recurring payments, as well as express checkout payments for digital goods. You can add it to your existing payment processor to attract people who prefer to use PayPal.
Bitcoin is exploding online, and you can get in on the action with the Bitcoin Payable gem. Easy to use, you do not need private keys or block chain indexing for this gem. Along with accepting payments, the gem can update payments with the current bitcoin exchange rates. You can also set up notifications so you know every time a payment is made. It even lets you comp payments if needed.
Integrate your Rails application with the Braintree gateway by installing the Braintree gem. Once installed, you can accept PayPal payments, along with payments from most credit and debit cards. It also offers recurring billing and credit card storage, making it a full-service payment solution. The company also analyzes customer data in order to prevent fraudulent transactions.
These are all great payment gems for your Rails application. Look through your options and pick the one that you think will work best for your needs. Then, if you decide to go with a different one, come back to this list and go with a new option.
I've been a software engineer for the past decade and have traveled the world building applications and training individuals on a wide variety of topics.